Welcome to the guide section of the UPI QR Code Generator. Here we will go through the guide on how to change the UPI PIN in the NPCI BHIM App.

💰 Enjoy Unlimited Banking with Kotak 811 Zero Balance Account! 💳

✔️ Zero Balance Savings Account

✔️ Get up to ₹6000 Cashback on transactions

✔️ Premium Platinum Debit Card for exclusive benefits

✔️ Earn 7% Interest on your savings


🚀 Bank Smart, Earn More!

👉 Open Now: 

The BHIM (Bharat Interface for Money) app is one of the most secure and straightforward ways to manage digital payments in India. Whether you have forgotten your 4-digit or 6-digit UPI PIN or simply want to update it for security reasons, the process is quick and can be done directly from your smartphone.

Method 1: How to Change UPI PIN (If You Know the Old One)

If you remember your current PIN but wish to update it, follow these simple steps:

  1. Open the BHIM App and log in using your MPIN.
  2. On the home screen, go to Profile > Bank Accounts.
  3. Select the specific bank account for which you want to change the PIN.
  4. Tap on "Change UPI PIN".
  5. Enter your Old UPI PIN followed by your New UPI PIN.
  6. Confirm the new PIN by entering it again. You will receive a success message once updated the PIN.
open bhim app

Click Bank Accounts

Select Bank

Change pin


Method 2: How to Reset/Forgot UPI PIN in BHIM

If you have forgotten your PIN, you don't need to visit the bank. You can reset it by using your Debit Card details or Aadhaar-based OTP (if supported by your bank).

Using Debit/ATM Card Details:

  1. Open the BHIM App and go to Profile > Bank Accounts.
  2. Select the bank account linked to your UPI.
  3. Tap on "Forgot UPI PIN".
  4. Enter the last 6 digits of your Debit/ATM card number and the Expiry Date (MM/YY).
  5. You will receive an OTP on your registered mobile number. Enter the OTP to verify.
  6. Now, set your New UPI PIN and confirm it. Your PIN is now reset!

Important Things to Remember

  • Security First: Never share your UPI PIN with anyone, even if they claim to be from customer support. Legitimate officials will never ask for it.
  • Registered Mobile Number: Ensure your mobile number is active and linked to your bank account, as OTPs are required for resetting the PIN.
  • Debit Card Validity: To reset the PIN via the ATM card method, your card must be active and not expired.
  • Aadhaar Option: Some banks allow resetting UPI PIN using Aadhaar-linked OTP. Look for the "Aadhaar" option if you don't have your physical debit card handy.

Frequently Asked Questions (FAQs)

Can I change my UPI PIN without a Debit Card?

Yes, if your bank supports Aadhaar-based verification. Select the "Aadhaar" option during the 'Forgot UPI PIN' process and enter the first 6 digits of your Aadhaar number.

Is there a charge for resetting the UPI PIN in BHIM?

No, resetting or changing your UPI PIN on the BHIM app is completely free of charge.

What if I don't have my Debit Card or Aadhaar linked?

In this case, you may need to visit your nearest bank branch or use your bank's official net banking portal to regenerate your UPI PIN credentials.